Security and compliance programs for independent lenders.
I build and run the program the FTC Safeguards Rule requires, plus the proof your examiners, warehouse lenders and insurers ask for. Run by a lending operator with 30+ years in the business, for a fraction of a full-time CISO.
Who's asking you for proof
Everyone wants to see your security program.
Independent mortgage lenders, brokers and HELOC lenders get asked the same question by four groups.
State examiners
They want to see your written program, your risk assessment and who owns it.
Warehouse lenders and investors
Their due-diligence questionnaires ask how you protect borrower data.
Cyber insurers
Renewal forms ask about MFA, backups, training and your incident plan.
The companies you sell to
If you sell to lenders, their vendor security reviews land on your desk.
What I do
Three ways to work together.
Your final price depends on your size and what you already have in place.
One-time project
Safeguards Program Build
From $7,500
I build the written program the Safeguards Rule requires, with your team, sized to your shop.
Ongoing
Safeguards Retainer
From $1,500/mo
I keep the program current and in use, and help you answer the people who ask about it.
For 50 to 500 staff
Lender vCISO
From $4,000/mo
Part-time security leadership for a lender that needs more than a policy binder but can't justify a full-time CISO.
How it works
From first call to a running program.
20-minute Safeguards check
We talk through where you stand, who's asking for proof and by when. No prep needed.
Build the program
I write the program, risk assessment and incident plan with your team, list your vendors and get training running.
Keep it running
Policies stay current, the owner report goes out on schedule, and questionnaires get answered from one set of records.
Who's behind it
Run by a lending operator.
Verified Vector is run by Bill Rice. I've spent 30+ years in lending, building internet banking, digital HELOC and lead distribution operations.
I know the exams, the warehouse diligence and the vendor stack from the lender's side. Now I build and run security and compliance programs for lenders, and bring in specialists for the hands-on technical work.
More about BillBook a 20-minute Safeguards check
Tell me a little about your shop and pick a time. I'll read this before we talk, so the call is about your situation.