Terms of Service

Last Updated: June 22, 2025

Effective Date: June 22, 2025

1. Agreement to Terms

These Terms of Service ("Terms") govern your use of the website operated by Bill Rice Consulting, LLC, doing business as Verified Vector ("Verified Vector," "we," "us," or "our") and the services we provide.

By accessing our website or using our services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our website or use our services.

Business Information:
Bill Rice Consulting, LLC DBA Verified Vector
750 E. Hurd Rd., Monroe, MI 48162
EIN: 87-3579758
Email: bill@verifiedvector.com

2. Services Description

Verified Vector provides:

  • AI-driven digital marketing services
  • AI workflow design and development
  • Business consulting for FinTech companies
  • Content marketing strategy and execution
  • Marketing audit and analysis tools

We serve US-based clients exclusively. Our services are designed for businesses operating in the financial technology sector.

3. Service Terms and Performance

Service Delivery

We will provide services as outlined in individual service agreements or statements of work. While we strive to meet all deadlines and deliverables, service delivery may be subject to factors outside our control.

Performance Expectations

Results from our services may vary based on numerous factors including market conditions, implementation quality, and client cooperation. Past performance and case studies do not guarantee future results.

Important: No guarantees are made regarding specific performance metrics, traffic increases, or business outcomes unless explicitly stated in a signed service agreement.

4. User Responsibilities

You agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of any account credentials
  • Use our services in compliance with applicable laws
  • Not interfere with or disrupt our services
  • Provide timely feedback and approvals as needed
  • Comply with platform terms of service for third-party tools

5. Intellectual Property

Our Intellectual Property

Verified Vector retains ownership of all proprietary methodologies, systems, templates, and processes developed by us. This includes our AI workflows, analysis frameworks, and strategic approaches.

Client Content

You retain ownership of all content, data, and materials you provide. By engaging our services, you grant us a limited license to use your materials solely for the purpose of providing agreed-upon services.

Work Product

Content created specifically for your business (blog posts, marketing materials, etc.) will be owned by you upon full payment. However, the underlying processes and methodologies remain our intellectual property.

6. Payment Terms

  • Payment terms will be specified in individual service agreements
  • All fees are non-refundable unless otherwise specified
  • Late payments may result in service suspension
  • Disputed charges must be reported within 30 days
  • You are responsible for all applicable taxes

7. Termination

By Either Party

Either party may terminate services with thirty (30) days written notice. Termination notice must be sent via email to the primary contact address.

Immediate Termination

We may immediately terminate services if you:

  • Breach these Terms or service agreements
  • Fail to make required payments
  • Engage in illegal or harmful activities
  • Misrepresent information or act fraudulently

Effect of Termination

Upon termination, you remain responsible for all fees incurred. We will provide a reasonable transition period to transfer completed work product.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VERIFIED VECTOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT PAID BY YOU FOR SERVICES IN THE 12 MONTHS PRECEDING THE CLAIM.

9. Indemnification

You agree to indemnify and hold harmless Verified Vector from any claims, damages, or expenses arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

10. Dispute Resolution

Binding Arbitration

Any dispute arising from these Terms or our services will be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

Location and Law

Arbitration will be conducted in Monroe County, Michigan. These Terms are governed by Michigan state law, excluding conflict of law principles.

Class Action Waiver

You agree that disputes will be resolved individually and not as part of a class action or collective proceeding.

11. Disclaimers

Service Availability

Services are provided "as is" without warranties of any kind. We do not guarantee uninterrupted service availability.

Third-Party Services

We use various third-party services and APIs. We are not responsible for their availability, security, or performance.

Results Disclaimer

Marketing results depend on numerous factors outside our control. We cannot guarantee specific outcomes, traffic levels, or business results.

Professional Services Disclaimer

Our services are for general business consulting and marketing purposes only. We do not provide:

  • Investment, financial, or securities advice
  • Legal advice or regulatory compliance consultation
  • Accounting or tax preparation services
  • Specific regulatory guidance (FINRA, SEC, CFPB compliance)

You should consult with qualified professionals for specialized advice related to your specific business, legal, financial, or regulatory needs.

12. Confidentiality

Both parties agree to maintain confidentiality of proprietary information shared during the course of our business relationship. This obligation survives termination of services.

13. Force Majeure

Neither party will be liable for delays or failures in performance resulting from acts beyond reasonable control, including natural disasters, government actions, or technical failures of third-party services.

14. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website. Continued use of our services constitutes acceptance of modified Terms.

16. Contact Information

For questions about these Terms or to provide required notices:

Bill Rice Consulting, LLC DBA Verified Vector
750 E. Hurd Rd., Monroe, MI 48162
Email: bill@verifiedvector.com
Phone: +1 734-775-4487

Effective Date: These Terms are effective as of June 22, 2025, and will remain in effect until superseded by updated Terms.